Self-Assessment – No Not Taxation – What We Use Everyday

There is so much stuff in the news lately about the rise in fuel bills, electric and gas prices forced through the roof due the conflict in Ukraine, Russia calling the odds-on gas prices, and who they sell it to.

We would all be blind to not see the knock effect of rising fuel costs across the board, the aviation industry, shipping, transport, food and consumables, even your car on the drive is costing dramatically more than 3 ago.
I had mentioned to my partner June that prices in the shops had taken a sharp rise, one she had not seen coming, or considered in her weekly food budget. I asked her to grad some old receipts from her shopping bags, then she got a full hold on the situation. It was only then after seeing it in black & white that many items had gone up, in some cases as much as 25%.

I am no farmer or oil producer, so how do we take action?

I guess we are all in the same boat, looking for savings to help make the weekly budget stretch further. I was religiously carted of the local Aldi Supermarket each Saturday around 6,30pm to complete the weekly shop, there are only two of us so a budget of £40.00 is used as a guide figure.
We also had a contingency of £10 per week should any additional stuff that would need replacing, washing powder and consumables, so we devised a plan to not go on Saturday, we would wait till the cupboards were bare, then shop, we found this a great way to save as we were buying in some cases to much, and some would be thrown out due to going off, or passing its safe eat date. This plan has been in action for around two months now, but we both feel we have achieved savings; we have also saved our little bit of the planet through not throwing out so much waist.

Other little things we all take for granted, our electrical items, computers, laptops, gaming consoles, TV’s, all use electric even if they are on standby, all be they go into sleep mode this doesn’t mean they are turned off.

Unplugging these devices could save your up to £100 to £200 a year.

We are in a generation of wastefulness, I see it all the time, kids leaving lights on, TV’s in two different rooms, hairdryers blasting out, cloths dryers on when the cloths were dry ages ago, I these times of thrift and conciseness keeping an eye out for things that are simple to put in place, these may only be small changes, butt can bring great savings overall to the family budget.

Jus my take, give me yours and let’s compare notes, Dave P.